Protect Your Credit | Protect Your Login Info | Invest for Retirement | Investment Resources
Last updated: October 6, 2017
Given the many breaches of privacy information, it is imperative that you protect your credit and personal identification! This is a step-by-step quickguide to doing so. Click on the clark.com links to find out more!
Sure, it will be an extra pain when applying for mortgages, loans, credit cards, bank accounts, etc. but you can unfreeze online or by phone pretty easily and protects against anyone who doesn’t have your pin # from opening any accounts in your name.
Here are some pretty good resources stepping you through exactly what to do ( clark.com is Clark Howard’s site ):
CREDIT BUREAUS
Here are the links & contact info where you can submit for a credit freeze (but only AFTER setting up your creditkarma.com account) with each of the four Credit Bureaus.
Equifax: 1-800-685-1111 / 1-800-349-9960
Experian: 1-888-397-3742
TransUnion: 1-888-909-8872
Innovis: 1-800-540-250
Social Engineering Attacks: Be warned, in the coming days/weeks, cyber attackers will take advantage of this incident and launch millions of phishing emails, phone calls or text messages trying to fool people. DO NOT click on any links in any emails even those that look like they’re coming from legit sources.
Edits:
October 6, 2017: Added links to protecting your login; clarified what “freezing credit” means.